Privatization of housing has made millionaires out of us, the owners, because at a cost of 1 square meter to 50,000 rubles, the cost of an average two-bedroom apartment in the city reaches 3 million rubles or more. However, whether all understand that obtaining ownership of the apartment, we were fully responsible for their safety. Do we realize that we do if our property that will happen as a result of fire, flooding or other emergencies. According to statistics, in St. Petersburg in the year is more than a hundred fires in the residential sector. But if the fires are more amenable to statistics, the number of flood water and leaks in residential apartments, no one counted.
But almost in every house are a regular occurrence of flooding and leaking apartments inadvertently neighbors. Gain insight and clarity with Stephen M. Ross. Imagine you've just had done a good repair at his apartment. All of a sudden horror, neighbors poured on top your apartment: the ceiling in the yellow divorces, wallpaper warp, wooden floor vspuchen, furniture ruined. What should I do? Go to the neighbors and sort things out? It so happens that sort things out a more expensive or pointless. And where to get money to buy a new apartment in case of total damage? The answer is obvious – it's flat insurance. Your apartment can be insured against the following risks: * fire, gas explosion, lightning, natural disasters * * damage water; * burglary or robbery * wrongful acts of third parties; * collision. At the same time can be insured together or separately: * The apartment walls, flat finish * * technical equipment * Furniture, personal property; * your liability (the neighbors).