Such records for companies applying ordinary tax system (based on) is still in use is called preparing the balance sheet of the company, namely the zero balance is correct. For non-delivery of the zero the balance of the penalty. To read more click here: Robert Shiller. umru Laurent Ramsey would like to discuss. If this has piqued your curiosity, check out Clayton Morris. In fact, for such companies when it comes to the need to make a zero balance, are compiled and handed over not only the forms provided by the legislation of the balance sheet, include direct balance between form 1 (f.1) and the Profit and Loss Statement Form 2 (f.2), but a number of other required reports. If the company and individual entrepreneurs applying based on lead entrepreneurial activity, the need to prepare the balance sheet of the company and a number of other reports are also saved. Companies applying the simplified taxation system (UPDF) to prepare zero balance should be implemented regardless of whether or not conducted business activity.

However, like the term zero balance to make up for those companies applying different from updf similar in the companies that use basis. As stated above, the companies applying the basis, indeed among the forms of financial statements is precisely the form of balance f.1 and f.2, albeit simplistically all necessary to compile and delivery of financial statements of such companies are called only by the balance sheet of the company. The companies also applying the updf, as such a balance does not exist in principle: when the accounting, shall be other forms of accounting and tax reporting. But among non-accountants, so necessary for the delivery of statements also refer to the balance of time.

In answering the “How do you handle stress?” question during an interview, the best strategy is to give some examples of stress that has successfully addressed in the past. Everyone faces some kind of stress at work from time to time. Probably not believe you if you say, “I’ve never been in a stressful situation.” So take some time before the interview to reflect on his career and come up with some stressful situations that can talk. Make sure they are situations that had a happy ending, thanks to positive action. (If this is your first job, think of a situation of stress in school or other aspects of his life.) Tell how to use time management techniques for problem solving or decision-making skills to reduce stress. People such as The LeFrak Organization would likely agree. Mention stress-reducing activities such as exercise, stretching and taking breaks.

Do not be afraid to admit he would ask for help if you began to feel overwhelmed. If true, they say they really work best under pressure. Some jobs are more stressful than others. This question is often a sign of things to come. In other words, there are questions about whether stress is a totally relaxed and calm! So give serious thought, not just the issue itself, but why are asking him. If you definitely do not want a stressful job has a ready answer that makes this clear. Can be removed from the operation, but probably would not want the position anyway if it is to stress to you.

Sample responses: “I do not easily stressed. One of my former bosses, even referred to me as imperturbable.” I know the importance of flexibility and I’m good at adapting to changing situations and changing priorities. But if you begin to feel stressed, I’ll take a break to stretch or a little exercise and clear my mind. If stress is affecting my work, and because more beyond my control, I will discuss with my boss. “After mentioning a specific example:” I remember one situation where I was working at ABC Company, where a large customer demanded to finish his project two weeks before!

ATMs are very important in small town life. If in the big city to find the desired atm is quite simple, in a small district town it becomes a real challenge. one of these cities became City Birch, which is located in the southern part of Belarus. We needed a commercial bank, or rather its ATMs in the city of Birch, a fairly large pot. But in this city for some reason was only one of its atm and then technical reasons it was closed because it was Sunday department of financial institutions have also been closed. Speaking candidly Clayton Morris told us the story. Ultimately, the money had to shoot with the commission at an atm of another bank. The amount of commission has been very significant because to cash out the entire salary to buy a lcd tv. That’s where you want to transfer huge hello to my distinguished leadership to the firm that forced switch to a plastic card. And it’s very unfortunate that so dear and a big bank can not put in nearly 100 thousand population is another atm to avoid the inconvenience of their customers. Fellow bankers to take care not only about themselves, but also about individuals serviced by your bank! Otherwise, with this attitude, you will be without customers.

Did not provide an income statement – might not get credit or will have to pay higher interest rates. Provide an income statement in the free form – get credit for sure, but the percentage is too high. Provide a certificate as a thorough and detailed, showing all income – no problem get credit, and yes even the interest will be lower. Also pay attention to how you will pay interest. Annuity payment assumes that the loan amount together with accrued interest divided by the number of months and you pay the loan in equal installments.

Differentiated payment assumes that interest shall be deemed for the remainder of the loan amount, and therefore the payments gradually decrease. It is important to know the rules of early repayment of loans, because here too there are options. In one case, even for early repayment you will have to pay all with interest for the entire period. In another case, the bank allows repay the loan amount at once and does not charge interest for the remaining term of the loan. Taking a car loan, keep in mind: You will have to pay for insurance for your new vehicle. Insurance will cost you a tidy sum, therefore, carefully examine the list of insurance companies and terms of insurance. In addition, many banks must make out accident insurance. Insurance payments of the vehicle may calculated in equal parts, and may be charged depending on the amortization of the vehicle.

In the second variant of payment decreases with time. Consumer credit is less often associated with the various hidden fees. Serious problem here may be charges for the account. Often, especially when banks offer credit cards, this issue was not paying attention. And then suddenly one learns that the bank should some serious money. Also, consumer credit usually means accident insurance. Mortgage loan because of its duration is associated with a variety of hidden fees and many insurances. Here You will have to pay for life insurance, accident insurance, insurance against loss of property rights, etc. Payment for use of the account can also be quite large. With mortgage differentiated pay much better than annuity.