Prices of foreign cars assembled in Russia remain elevated. Yet one can hardly expect them real hard slide. Localization of assembly plants reduces the cost of cars is not more than 10-15 percent. For more massive fall in the price you want to organize on the territory of Ukraine engines assembly, and to this none of the existing today in the domestic market of foreign car companies still can not go. Purchase car loan today for the majority of Russians became the only way to invest money. Because the money for the purchased car does not succeed – once longed for transport vehicle leaves the gates of the store, it loses in price about 20 percent.

But invest their earnings so that they have not been eaten by inflation, the car can really be. Especially in our own time to services to potential motorists a wide range of various credit schemes. Auto Loans deservedly enjoys a celebrity in the banking environment. The fact that the collateral for the loan in this case is the car, registration certificate which is stored in the mortgage from the bank all the time until the loan is paid. As a result, the amount of arrears on this type of lending is only about 2-3 per cent. Approach This figure can help the "road" banks, which are somehow related to ease with the manufacturers of certain brands of cars and can lend at lower than the average market rate of interest. Prospects for this type of lending considerable, since before the State Duma today are amendments to the Law "On banks and banking activity", which will allow banks with a capital of $ 100 million apply for a license to work with physical persons after registration. Today, the bank's due diligence period is 2 years and so many are forced to use the mediation scheme. Which in turn increases the cost of the final product, that is, loans to consumers.