Construction financing, construction contract and summary of the home provider in Berlin and Brandenburg Berlin & Brandenburg. The dream of your own four walls is top in planning the future in Germany. According to a survey of the Institute TNS infratest, half of the people in Germany for a 2013 almost wishes the establishment of residential property. A trend in recent years to observe continues it. Prices for residential property relatively moderate home ownership is on the popularity scale before a finanzier – and affordable health care system (39 percent), a better overall situation on the labour market (28 per cent) and lower rents (16%). Also the individual, economic situation is positively valued: almost 3/4 of the Germans, that 71 percent believe that they could improve their financial situation this year. Details can be found by clicking Dell Client Solutions or emailing the administrator. Who wants to optimize the financial planning in the longer term, should consider investing in a private house in consideration also. In a time of turbulent financial markets, it provides security for the personal Retirement and clearly increases the living and quality of life.
Sensible is currently also a solid construction financing: the trend to the homeowner is also the historically low interest rates and the relatively moderate prices for buying real estate in Berlin and Brandenburg. The purchase or construction of a building or an apartment is especially coveted. The own real estate as a worthwhile investment as opposed to shares the personal real estate provides a financially reliable and economically stable option. In comparison, even owners of German Government bonds cut negative: in the time of the euro crisis, House construction offers a profitable investment Berlin and Brandenburg. So far relatively cheap: building and construction area in the Berlin Bacon in the capital make first and foremost the constantly rising prices for apartments for rent attractive building in Berlin and Brandenburg, as well as the purchase of a home for young families.
Real estate financing, how high are the interest rates? Consumers have been hard in the financial world. The reason is the varied, the banks offer the customers, although they of course also something for it, and although the real estate financing to such collateral and at the opening of a current account a minimum income level, so that the consumers also the discount offers a free checking account. However, it is done in the real estate financing alone with the provision of certain securities. Once financing by the consumer must be found at the real estate a Bank, he also trusts and has the offer with regard to the interest that. Clear: Some consumers choose their bank to the real estate financing to ensure that they have committed so little collateral as possible.
But that they will pay higher interest rates, is usually not right also these consumers. For this reason, it is called eyes on and all factors when comparing the offers for real estate note financing. This is the case of course also on another financial product – a depository for securities or deposit to. Here it is called eyes on at the depot open. The costs, such as deposit and transaction costs are the decisive factors at the depot open. These are namely considered cost drivers and can diminish ultimately significantly the profits (or the return) that the consumers of a financial investment but now once expected. Open at the depot should be respected especially on additional offers are, because of the cost a free checking account given to can compensate again to somewhat higher deposit fees..
Two-in-one variant when building a House, there are different possibilities of financial support for the construction of a House. So KfW loans and other loan forms that ought to give financial relief to the future owners of the House are available. Another very lucrative alternative is also setting up a granny flat. The real estate portal myimmo.de informs, what advantages does this measure and what should be considered when building. Creating a granny flat should be good considering already before the start of the new building and planned. The formal requirements must be kept accurately.
The apartment (www.myimmo.de/ guides/Encyclopaedia/apartment) must have a private entrance and thus clearly be separated from the rest of the House. The ambiguity of the acquisition and production costs to the individual parts of the building is also required. Therefore, separate bank accounts are absolutely necessary. In addition to the fact that a granny flat allows the coexistence of individual family members, it offers also financially many advantages. So it allows eligibility for special tax breaks. Also interest payments and maintenance costs can be claimed.
In addition, the rental income in the financing phase are a welcome support for the new homeowner. The new building meets the KfW funding standards for energy-efficient construction, can be taken by up to 50,000 euro per residential unit in claim an interest discounted loan. However, the possibility of promotion is eliminated when a House with separate apartment after living Riester. This is applicable only to a completely own used real estate.
Thus, the State is second in the Comparison of gross income to real estate price. You can buy the cheapest real estate compared to the average income as inhabitants of Saxony-Anhalt. Where the average price of a House is 86,000 euros and the average gross annual income is 30.732 euro. How expensive are real estate compared to the income in the wealthier areas? One thinks of cities such as Baden-Baden, the region at Starnberg Lake or the quarter Blankenese in Hamburg areas raised in Germany. But are the salaries in Baden-Wuerttemberg, Bavaria and the city of Hamburg, with over 40,000 euros per year on average. So the residents of these States can afford easier a house or an apartment worth about 160,000 euros.
Most you must pay when compared to the income for a real estate in Schleswig-Holstein in Germany, followed closely by Saxony. The real estate prices in Hamburg and Baden-Wuerttemberg are far above the national average of 135.428 euros of real estate, but they are three and 5 on the following sites To find. The city of Bremen is located on fourth place. Hesse, the State with the highest average earnings is located on place 12 Thuringia and Saxony-Anhalt are indeed compared to the agreement with the real estate price cheaper, but the Hesse benefit in finding real estate not only in the own State. You can afford a vacation home in the Alps or in the neighbouring Thuringia with the high average earnings. Real-estate prices, as well as the incomes are lower than in the former Federal territory in the new Lander in the average, in some cases it’s worth but to make the situation more under the magnifying glass.
METHOD real estate online rate DR. BARZEL owner or purchaser dealing with selling or buying a property, realize that dreaming is an event without contributors rather. No later than at the tour of House, apartment or plot, some gasps and feels suddenly unliebsam arrived in the real world. What is offered as a dream home, is often completely different spot. Before visiting the dreams into only visiting so many prospective buyer finds out precisely that spot awaits him, what was offered full bodied as a dream home. A dream nothing more.
Consistency with reality, nothing was promised in the offer of the provider. Self blame, who enters in search of dreaming, before he has seen. By the Bank as a reverie dismissed but also for the seller gives it every now and again a rude awakening. If turns out potent buyers as a dreamer, whose funding request by the Bank as a pure Reverie is dismissed. Dream prices no longer finance banks. The real estate tourist dreams thus continue but without bank financing. Dreaming is an event without a competitor in this case.
Buyers and sellers meet and ultimately the level of reality In general. On the levels of reality and, as the Professional Association of real estate agents and managers recently announced gave to 60 70% from private to private. If dreams are nearing their end, the time of the reality might be. Avoid subjective desires. Objective assessments are needed on both sides. The contestants on a new, possible neutral perspective get involved, yet reality can be from the real estate dream, if not necessarily at a price of dream. Determine the neutral position can be a simple and inexpensive way to promote the coming together, is determine for vendors and buyers in, the current value of a property of neutral point. You can do this Make even common cause contract counterparties. Making together an online real estate valuation, you can be sure to take into account the interests of the other. Facts rather than emotions, on facts instead of the real estate object, pricing based on emotions at the factual level easily leads to conformity formerly different points of view. A current and accurate location real estate valuation is created by the owner or the prospective buyers in a few minutes. After answering a questionnaire with information about the object, an individual online real estate valuation available is immediately users. In the beginning of the valuation the home path to factual information to the target. The neutral evaluation of the purchase object is at the beginning. Then demand and supply find each other more easily. Who want to know the current value of a property, you can get a competent information also via the Internet. The method of Dr. Barzel real estate valuation is complete for Germany, Liechtenstein, Austria and the Switzerland possible. Small fee, users immediately know how much house, apartment or land is worth. More information on the topic of real estate valuation, see also
What you should consider when purchasing a home in Selm who want to buy real estate in Selm which should worry first about, what he wants to buy for a home in Selm, or whether it should be even a condo. Best make a small checklist up, on the write up all important points, which must have the property for you. Here are a few clues: Would you like to live in a new building or an old wheel? One has the charm of the old building, the other is less prone to suddenly sulcata damages of any kind. Bruce Schanzer takes a slightly different approach. How many rooms you want to have the House? How many baths, showers, bath tubs? What is your minimum, what number will you move on immediately to the next House? You must set their limits before visiting homes, otherwise you are these people (know how to make you the land tasty!) or weaken the great environment or the Nice neighbor quickly due to the good sales strategy of the broker. You are but this weakness regret at the latest when three children and an employed parent morning have to share a bathroom, no matter the neighbors are very nice. In which district you want to do? Should it be a real estate in Selm, want you “in the village” in Bork or live Cappenberg? While you are in Selm in the middle of the action and close to the House, before the most public events are held, you were lifted, may be better at Cappenberg if rest and relaxation is what you are looking for. How big is your budget? This is the most important limit that you set.
Even though you should ignore everything else and opt for a dreizimmriges House of 95 sqm with a seven-member family then must you adhere to this limit! Nothing is currently more important than your financial security. Even if the House is still so beautiful: it is beyond your budget, then you should not buy it! Just figure out the total cost of your investment will be how big and decide then whether you the House have a realistic chance any time soon to pay off. I hope I could help a little with this article. Please make according to the article given a checklist suggestions before you search for real estate in Selm and simply peruse them for each House. It will save you a lot of nerve, and make sure that you are satisfied with the purchase of the House behind.
What must the real estate financing attention be Berlin, 07.04.2011 – the dream of the own dwelling is as old as humanity itself. Most of the builders or property buyers are dependent on real estate financing, since saved equity for the object of desire is often not sufficient. Typical binding times for then maturing short-term interest rates are between 5 and 25 years. The comparable competitive annuity loans are well planned because of the long-term interest rate and the lender grundpfandrechtlichen securing and represent a cornerstone in the acquisition or manufacture of the object. Attractive terms for such real estate financing with credit institutions can be negotiated in particular in low interest rate periods. The present situation of interest experts assume, that is the low interest rate environment in the recent past behind us and facing forward rather rising interest rates are to be expected.
A – just when long-term loans – moderate increase of in interest rates became so apparent in the first quarter 2011. So, for example, the interest rate on a sample model of real estate financing with a loan amounting to about 200,000 euro for 1% redemption and 60% increased collateral value in an average of nearly a half a percent compared to the last quarter of 2010. The interest rate forecast suggests in the near future to continue appealing interest rates. Nevertheless, the interest on a loan of this kind in comparison to other forms of loans are cheap. But builders or homebuyers who have already decided in principle, should be now as quickly as possible the necessary loan. Better times are not expected in the near future. Pay for undecided: Dear of next rent or finance now own real estate? For most people, the acquisition or the construction of an own property is a decision with incisive impact on his own life. In principle, therefore such decisions should be made not hectic, but in calm and well thought out.
Porta Mallorquina starts with marketing the exclusive Cap Vermell Resorts golf course of Canyamel in the Northeast is due to its idyllic setting and superb views of the Bay of Canyamel known far beyond the region. With the exclusive Cap Vermell resorts he now also becomes the fantastic residential area. Mallorca real estate provider Porta Mallorquina now starts with the marketing of the first three luxury villas. Sometimes Porta Mallorquina license partner meets Peter Rosenberger with his customers at the Golfclub Canyamel and continue directly with the golf car to visit the next door this new build villas of Cap Vermell. “This place is a paradise for golf and nature lovers”, enthuses the broker about the latest gem on the North East coast of Mallorca. Majestically on a hill, with wide views to the “Zona verde” and thus Valley explained the construction-free zone, the luxury villas of CAP are the ideal place for people Vermell, seek the peace and quiet, but still give no comfort would. There are currently three exclusive Villa types for the Selection, whose living areas vary by almost 700 m up to 800 m with approx. 2,000 m m land size.
The building design is adapted for all building types the southern climate classic Mediterranean and shaded arcades. The larger Villa – Interpreted the Majorcan stone facades the architect new and thus made a spectacular symbiosis between tradition and modernity. All residences have spacious outdoor pools that invite to an invigorating round of golf to a dip in the refreshing water. The high quality construction continues according to German standards also in the Interior. Noble marble and fine woods create a modern, luxurious atmosphere in connection with light and glass. The natural materials available for authenticity and sustainability.
“New buildings of this quality are a rarity already rare, but in such a privileged location,” the experienced real estate professional and Northeast connoisseur Peter Rosenberger says satisfied. For Last minute is until December 31, 2011 another gift of the Spanish State, which reduced for construction objects such as E.g. the CAP Vermell villas, the value added tax from 7% to 4%. Description of the company with five real estate offices and one of the most popular sites for Mallorca real estate is one of the brokerage company Porta Mallorquina leading provider of Mallorca real estate. To the exclusive real estate, luxury villas, holiday homes, include Mallorca Fincas, apartments directly on the sea, as well as selected plots of land and commercial real estate. Porta Mallorquina real estate S.L. was founded in 2005 and is Porta Mondial master licensee for Mallorca. Five of the nine licenses on the Balearic Islands are already in use for the commercial licence and the licence areas of Mallorca North, Palma, Mallorca North West and centre of the island seeking Porta Mallorquina committed entrepreneurs who want to become self-employed with a strong partner on the side of the real estate industry.
Cologne real estate company e-rent created spherical videos literally new ways can pursue prospects of Cologne-e-rent real estate Dr. Wirth KG at the virtual home tour. “First real estate company worldwide, the Broker uses spherical videos” a 360-degree videos or SpheriVid “called. The videos show flats, which has the company in the offer. Special feature: In the videos the viewer can freely in any direction gaze his mouse he changes the perspective and draws the view of where he wants to. So it acts as a walk, or rather you actually floating through the apartment.
Normal videos, where the cameraman pretends the viewing direction, and 360-degree photographs, in which the viewer only from certain points in all directions can look are common in the real estate market. This photographic technique is known to many from Google StreetView. When 360-degree videos on the other hand, a film expires. This means the viewer moves fluid on a the specified paths through the property, can look but all around in all directions. The spherical videos give a much better impression of the apartment when it previously with photos, photographic panoramas or conventional videos was possible “, explains Hans-Peter complementary rent Forkel.
Although he believes that there will be home visits in the future spot, but the spherical videos came very close the pressing of a real room inspection. Two years e-rent technicians have worked to make use of 360-degree video for the real estate market. So far only a few insiders know the technology, she occurred mainly in art, events, as well as in the entertainment sector. The cameras on cars were accordingly or attached under helicopters filmed events, mountain or road trains. They are designed for use outdoors. To film in apartments, the Cologne real estate specialists have designed a Rover system and constructed, at the camera through the apartment moves. A Cinematographer, located outside the apartment and never interferes in the picture, directs this construction with a remote control. The camera doesn’t have as usual only a video lens, but six, that filming at the same time in different directions and capture so the full range of possible views prospects. Special programs and high-performance computers are used for further processing. With the spherical videos, e-rent confirmed his reputation as a technical pioneer in the real estate industry. The company has used the Internet as one of the first brokerages at all. 1996 Was a trilingual Internet site on the net. Three years apartments with photos were published (at that time still a small revolution). in 2008 followed a coup, which caused a certain notoriety beyond the real estate scene: the first Videomaps of the world. For the maps, routes were almost completely filmed in videos from Cologne, Bonn and Dusseldorf. About the e-rent real estate Dr. Wirth KG: the company specializes in furnished rentals specialized and provides apartments in the metropolitan areas of Cologne, Bonn and Dusseldorf. e-rent real estate is one of the largest providers of accommodation in Germany. First and foremost the offer is aimed at companies who are looking for housing for their employees, but also individuals can rent the real estate.
Free information event for private real estate seller Monchengladbach – many real estate owners, their house or their apartment – which reasons also always – want to sell or even need to try this once without brokers. Here often many things are overlooked, have a significant influence on a house sale, usually significantly more difficult, or even completely prevent. Partly cash is given away even when the House sale and often the purchase is delayed by months. “So that owners who want to sell their home privately, don’t make any mistakes, which are later expensive real estate Carstensen in Monchengladbach will now provide for more transparency in the private house sale: real estate consultants invite you to an information event around the subject of House privately sell” a. Free, no-obligation information evening, real estate consultants provide valuable information for owners who want to sell their house without a broker. A local notary public explains also in detail the legal Special features of the notarial purchase contract. The event for private sellers will take place September 24, 2013, at 19:00 in Monchengladbach, Germany. Because of the limited space quota the exact venue will be announced only with the confirmation of registration.
At the briefing for the private home sale or home sale should come under topics to the language: what is my home or my home worth? How do I apply my real estate offer? How do I perform with requests from prospective customers? What should I watch for visits? What documents do I need for sale? What special features does the notarial purchase contract? Owners who want to sell their house privately information about all relevant aspects of the private real estate sale the real estate consultants. The Agency, from Monchengladbach give tips for successful marketing without brokers. You explain how to avoid costly mistakes in the House sale, to ensure a smooth sale at the best price. “Real estate is in the Rule the biggest possession of the seller, is all the more important, the success factors to know, if you want to sell House privately!”white Arno Carstensen, real estate agents and Dipl. economist to report who approaches the private sale of its real estate blue-eyed, risking any sensitive financial losses!” All interested real estate sellers are to sell these two informative lectures without broker “invited, admission is free.” It is asked to sign, because the number of participants is limited. The exact location of the venue will be announced during the registration.