Tag Archives: economy

Occult Enemy

Innumerable times in we see them falling in the same ambush of the easy credit: ' ' It buys now and it only pays with its 13' ' ; ' ' It buys with tax of interests zero' ' ; ' ' It buys, it buys, compre' '. we leave for there buying without any planning, as consuming that we are we do not think more about nothing, at least we stop to calculate how much what we are acquiring it will cost in fact in the ending of the payment. Taking in account the factor to buy a product the stated period and to find that we are having profit with this, we still forget that this parcel will compose our monthly expenditure. where enters the interests in this history? It there, occult, is inlaid in the parcels of the good however acquired, many times consuming great part of ours so sweated money, the problem is that we know of this and exactly thus we do not prevent it. But because this happens with the majority of the Brazilians? It happens because we are consuming imediatistas, we want everything in the hour, we do not know to wait. Clearly, he is very gostoso I smell to feel it of new car in the garage, with all spotless, comfortable and shining one, however, he is much more pleasant to exactly enter in this car without the indesejada presence of a robust stub-book in the door-gloves with parcels still more indesejadas taking our money even so.

But as to prevent this, in a country where to buy it is part of ' ' felicidade' ' of the majority of the people? The reply it dream not to turn nightmare is simple: BEHAVIOR CHANGE. When people want some thing fight incessantly for it, be that as it may, house, land, car, trip etc, are not same? But we do not give account of how much we are hasty and anxious in relation to this, it is in this hour that we must calming in them and leaving for 4 basic and infallible questions: I need this? If to answer yes, goes for the next question: I have money to buy? If yes, he goes for third: He has that to be now? the last one: This is optimum price that I obtain? If it did not pass of the first question, forgets. It does not buy. This formula will prevent to make to pay it interests it will help and it to make a good purchase, can be certain. It will have a better moment for such and then it will understand that to expect a little, of the one to obtain much more of what it is desiring at that moment, and better still, without paying interests. Silvio Medeiros Accountant and Financial Educator

The Changes Are Not Always Bad

The distribution of advertising is still something important due to the crisis. Many companies and above all freelancers are with little work and many debts. It is necessary to do something different, take new measures, a small study of market and in most cases put many more hours than previously got to try to get business that both have cost create. It is true that they see that they can not rely on its customers, since they have large debts with them, and not to pay them. Therefore, they do not want to continue working until you do not pay the debts that have with them. They are not moments of lamentations or look to the past. Moments are draw conclusions from the past and take the reins at a new time, where will make make us the best in order to maintain our small company.

Comes the time of looking for new customers or close up shop. It is then when you have to make decisions and find solutions to attract new customers. The junk mail is one of the most requested. The distribution of advertising, the poming, perching, signage is necessary. Different methods to perform an essential function for the company, raise awareness and offer services that are so necessary for the company and for the customers who are looking for a standalone that can help your business.

It is important to know what you want to offer the customer, prices have clear and very care brochures or flyers that are to be printed. And where we find it cheaper print all those brochures that we have to print, for delivery to a mailing company. Many companies conduct the distribution of advertising, from company of carpenters, cleaning, plumbing companies, painters small self-employed are those seeking more this solution. Where it invests little money and results in a shorter time. It is important to give a twist to the company and not stay in relax armchair, since the work currently not knocks on the door, but you must call all doors to offer our services.

Geisel Government

In short, the project of the PQU was bold excessively for the reality of the economy, the stock market, and the capitalizaton of the then private sector. To the measure that the problems of box of the enterprises if occurred, Petrobra’s was assuming the control of the capital of both the enterprises, and participating, also, actively, of the projects of second generation of the PQU. Later, no longer Geisel Government, over all aiming at the definition of the projects of second generation of the second petrochemical central office, the Copene, in the Bahia, was established the call informally model tripartite, through which, the central offices, controlled or not for Petrobra’s, supplied basic raw materials a set of companies of second generation, with majority of the private capital (in general a supplying multinational of technology and a block of national shareholders, with two teros of the capital voter, being the Petroquisa, minority, detainer of remain tera part of the capital). The idea, thus, was that the companies had majority of national capital (Petroquisa + investing national) and private (investing national + foreign partner). This model presided over the implantation of second and the third petrochemical central offices, in Camaari, Bahia, and Triumph, Rio Grande Do Sul. The privatization: maken a mistake Brazil never an ideal platform for the petrochemical production was considered, therefore, in contrast of the siderurgical sector, it presented a mediocre picture of availability and costs of raw materials, nafta and natural gas. One ' ' modelagem' ' adjusted as preliminary step for the privatization it was, therefore, extremely important in the petrochemical one (more than what in siderurgy), that she was never particularly competitive internationally. The resultant inefficient picture of the model tripartite consisted of three producing raw material central offices, two of which controlled for the Petroquisa, that they supplied basic raw materials a confusion of companies of second generation, private control, but with excellent participation of the Petroquisa.

United States

But the fact to be more appreciated, or not, as the origin region, is something that the comment can deny. If the fruits dquelas regions were of qualidde infeior would not be produced and consumed in the amount where they are. g) Differently of what the Cear happens more in, where the exportation sector adds little value, in the states of economy developed the agroindstria is expressive, what of certain form ' ' encobre' ' the exportation of products in natura and generates more job and income. h) The irrigated areas northeast are located, in its bigger part, to the edges of the River San Francisco: 330,000 hectares, implanted during the government of President Juscelino Kubtscheque, privileging the states of Pernambuco and Bahia, as it always happens with the programs created for this Region. In those states, the biggest agro-industrial polar regions are located northeast: in Petrolinado, Pernambuco, and Juazeiro, in the Bay one, reason why they export more the derivatives of what the fruits properly said. In the Cear, only now, with half century of delay, we complete the irrigation of 109.000 hectares of lands, of which 37,000 busy ones with the fruticultura.

i) Observing the foreign commerce of Brazil, it is verified that the presence of comodities in some states does not harm the interest of producers and exporters for the fruticultura. They are investing, and she motivates what them it is the profit. The states of Pernambuco and Bahia are examples of traditional producers of comodities that, using to advantage the incentives of the Union, from the irrigated perimeters, in the val of the S Francisco, since some time they produce and they export fruits and derivatives, large-scale. CONCLUSION. It is not truth that the presence of comodities agriculturists, in some units of the federacy, promotes the disinterest of the investors for the agronegcio of fruits, why that is lucrative, and profit is it moves what them; that the humid mountain ranges of the Cear are vocacionadas for the fruticultura; that the per capita income of the developed regions more is factor of growth of this market, a time that it occurs, there, of very intent form, always privileging the classrooms favorescidas. For the study that we finish to make, it does not have an only cause that it justifies the current position to it of the port of the Pecem, but has a set of causes that ajaudam to know its reasons. Among others, we can enumerer the following ones: A fruticultura irrigated in asceno, the Cear; the improvement of the road mesh, in North-eastern state and, that occurred in recent years; the proximity of the consuming merados greaters, European Union and United States, of what more competitive prices result; the absence of a strong agroindustria, that proceeds ' ' encobrimento' ' of the exportation of fruits, in part, processing and destining them it the merado one, in form of industrialized products; the installed capacity of this port, that is not best, but fully takes care of to the fruticultores of the Cear and still surplus space to embark part of the production of Pernambuco, Rio Grande of the North, Paraiba and Piau, atraidas for the low value of the freight and the advantage of the localization. From there that 60% or more than the frutcola production of the Country are drained by the ports of the Pecem and Mucuripe, in the Cear, even so only a part of it is pertaining to the state of Cear production. One expects that the Railroad Transnordestina comes to contribute to increase these values.

The Construction Sector

The construction sector showed a slight increase in March (1.9%) compared to March 2008 after filing down nearly 3% in January and February. It is important to note that March 2008 was not a good month in the excellent first quarter. When we analyze the behavior of the accumulated in the first quarter, despite the March performance, it was negative by 1.2%. Apart from the annual analysis, and focusing on what happens in the month to month, seasonally adjusted activity in March was 4.4% lower than that observed in February. For its part, the trend indicator continues to show declines, in this case by 6.6% year, the highest since 2002. In the analysis by block, in March surprisingly, with the exception of oil buildings all had a positive growth.

The two best performance were the road works (+7.7%) and housing (6.1%). Clearly the process of an election year and strong push for public works can be seen on this information. Also, the accrued first quarter these two sectors are the only ones to grow and this is explained by the poor performance of public works in the first part of 2008. A positive note after two months of levels of building permits recorded in a list of 42 municipalities under the 600 thousand square meters in the month of March saw a slight upturn and the record is located in the 658,000 meters square. This level is below the average of 800 thousand square meters in 2008 but higher than 5% last March. Also positive is the increase in cement deliveries rose from 10.8% in February and against the same month of previous year by 6.5%. To close the analysis is important to see what are the expectations of entrepreneurs in the sector. It is noted that those who are principally engaged in public work for the election year had high expectations, they are fading by the end of the fiscal problems is having the national government and doubts about how post-election monitor implementation. In February, 18.9% expected an increase future of the business while only 3.6% in March.