What must the real estate financing attention be Berlin, 07.04.2011 – the dream of the own dwelling is as old as humanity itself. Most of the builders or property buyers are dependent on real estate financing, since saved equity for the object of desire is often not sufficient. Typical binding times for then maturing short-term interest rates are between 5 and 25 years. The comparable competitive annuity loans are well planned because of the long-term interest rate and the lender grundpfandrechtlichen securing and represent a cornerstone in the acquisition or manufacture of the object. Attractive terms for such real estate financing with credit institutions can be negotiated in particular in low interest rate periods. The present situation of interest experts assume, that is the low interest rate environment in the recent past behind us and facing forward rather rising interest rates are to be expected.

A – just when long-term loans – moderate increase of in interest rates became so apparent in the first quarter 2011. So, for example, the interest rate on a sample model of real estate financing with a loan amounting to about 200,000 euro for 1% redemption and 60% increased collateral value in an average of nearly a half a percent compared to the last quarter of 2010. The interest rate forecast suggests in the near future to continue appealing interest rates. Nevertheless, the interest on a loan of this kind in comparison to other forms of loans are cheap. But builders or homebuyers who have already decided in principle, should be now as quickly as possible the necessary loan. Better times are not expected in the near future. Pay for undecided: Dear of next rent or finance now own real estate? For most people, the acquisition or the construction of an own property is a decision with incisive impact on his own life. In principle, therefore such decisions should be made not hectic, but in calm and well thought out.